Vestigo logotype in blue color with Cards & Payments text below

Empower your bank and your clients for success in the
EVOLVING AGENTIC INNOVATIVE MODERN
world

Unique about Vestigo

Cards back-end modernization (CMS)

• Modern, API-first (200+ APIs), highly configurable, customer-centric, multi-everything solution
• AI-powered: built-in AI agents that automate card management and servicing end to end
• Strong experience with complex projects incl. multi-country, multi-legacy migrations
• Full platform flexibility: Proven on the cloud, but platform-agnostic

Account-to-account payments modernization (Payments hub)

• Modern payments hub, single system for all payment types (domestic, international, retail, corporate, high value, low value, instant)
• AI agents for customers: ask advice, pay, track, and resolve payment issues simply by asking, anytime and in real time
• Easy to integrate, STP rate of 99%+
• “Any payment method in / any payment method out”

Agentic readiness (MCP & A2A)

• Production APIs exposed as MCP tools — your teams build agents on an AI- enabled banking API, under the platform's existing rules and entitlements
• Ready-made agents per business domain (issuing, disputes, BNPL, payments, and so on), collaborating over the A2A protocol
• Governed by design: every action a structured, auditable record; a human approves anything that changes data

Agentic Core Banking

Not a chatbot bolted on top. The production APIs that already run your bank, exposed as MCP tools — and agents built on those tools.
AI chat has reached the general population, not just early adopters. Customers now expect every service to be reachable through a conversational interface — banking included.

LAYER 1

API-first core

200+ production APIs carrying 25 years of banking rules. Business rules, validations, entitlements and product configuration are already enforced here.

LAYER 2

MCP tools on top of our APIs

We expose our APIs as Model Context Protocol tools, built directly on the production platform. Your teams build their own agents on an AI-enabled banking API.

LAYER 3

Agents on top of those tools

We provide agents for all core functionalities, each one encapsulating a single business domain — issuing, disputes, BNPL, payments, and so on. They are exposed over the Agent2Agent protocol, and they collaborate with each other over A2A to resolve a customer intent end to end.

Solution

Our modern, modular solution spanning card and account payments is API-based and cloud-native.

Hexagon style image on which you can see what is included in Vestigo's API

Solution

Our modern, modular solution spanning card and account payments is API-based and cloud-native. Thanks to our uniquely powerful development framework which fully separates business logic from the technology employed, the solution is fully platform agnostic – meaning it works on distributed systems, mainframes or hybrid combinations of the two.

This makes Vestigo the ideal partner for flexible, de-risked payments modernizations.

We are interested to understand your specific situation and how we can be part of your payments modernization journey – please reach out to set up a call with our experts.
Thanks to our uniquely powerful development framework which fully separates business logic from the technology employed, the solution is fully platform agnostic – meaning it works on distributed systems, mainframes or hybrid combinations of the two.

This makes Vestigo the ideal partner for flexible, de-risked payments modernizations.

We are interested to understand your specific situation and how we can be part of your payments modernization journey – please reach out to set up a call with our experts.
Hexagon style image on which you can see what is included in Vestigo's API

Clients
& Partners

We carry out mission-critical system empowering transformations for a number of strong cards/payments players, including banks, financial institutions, processors and ACH / national switches.

The portfolios processed on our systems are located across Switzerland, Italy, UK, Ireland, Liechtenstein, Slovenia and Croatia.

Trusted partnerships
are part of Vestigo’s DNA.

News & Insights

When AI Agents Need to Work Together: MCP and A2A in Banking

What happens when an AI agent needs help from another specialized agent? In...

By Zoran Veljanović

We extended our card management system with an AI agent

Most AI banking demos you see today are conversational layers. They answer questions,...

By Zoran Veljanović

Bringing Agentic Payments to Your Banking App

We’ve been experimenting with something that could change how banking apps handle payments:...

By Zoran Veljanović

Vestigo Solutions

Agentic

Informational and advisory agents

Issuing

Card management across all types of cards

Holistic Pay

Convergence and modernization layer

Embedded Finance Partnerships

Management between financial institutions and partners

PaymentsHub

Automated processing across all payment types

Cloud Services

Modernize financial infrastructure through secure, scalable, cloud-native solutions

Virtual Cards

Enable secure, flexible, and controlled payments without physical cards

Acquiring

Empowers merchants through flexible, scalable, and revenue-focused payment solutions

Consumer Finance

Enables flexible credit, installment, and BNPL solutions across the customer journey

Payment Account Management

Flexible management of retail, corporate, and multicurrency accounts.

Loyalty

Flexible loyalty programs for growth

VESTIGO CARDS & PAYMENTS: PAYMENTS CONVERGENCE IN ACTION

Access full report by Celent, the leading research and advisory firm focused on technology for financial institutions globally

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